United Bankshares Inc.UBSI
Financials · Banks - Regional
Scored 2026-07-08 · updates weekly
What’s driving the score
100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.
The bottom line
As of 2026-07-08, United Bankshares (UBSI) scores 78.4 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.
The strongest parts of the picture are years since last cut, revenue growth, yield vs its own history. The main things holding the score back are profit steadiness (scoring 79 out of 100) and dividend growth (1y) (84 out of 100). How steady quarterly profits have been over the past 3 years. Wobbly profits make payouts fragile.
United Bankshares currently yields 3.3%, has gone at least 20 years without cutting its dividend. The score updates weekly as new filings and prices come in.
Common questions
Is United Bankshares's dividend safe?
As of 2026-07-08, United Bankshares (UBSI) scores 78.4 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.
How likely is UBSI to cut its dividend in the next 12 months?
United Bankshares is rated Safe (score 78.4 of 100). In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.
When did United Bankshares last cut its dividend?
United Bankshares has not cut its dividend in at least 20 years, as far back as our payment records reach.
What is United Bankshares's dividend yield?
As of 2026-07-08, United Bankshares yields 3.3% based on its trailing 12 months of regular dividend payments.
How is this dividend safety score calculated?
The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.
Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.
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Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Financials dividend stocks.