Who’s behind this
We're Robert and Sam Kovacs, a father-and-son team who have been publishing dividend research on Seeking Alpha since 2015: more than 500 published analyses, read by over 46,000 followers. Our whole approach fits on a bumper sticker: Buy Low, Sell High, Get Paid to Wait. We write for everyday investors building income they can retire on, not for institutions.
We built this checker for ourselves first. We were tired of “proprietary” safety ratings nobody could check, so we made one where the whole recipe is public. Judge it on its track record, not on our word.
The Dividend Freedom Tribe
Our community, the Dividend Freedom Tribe, runs three model portfolios: high yield, high growth, and a balanced option. All three have beaten the index since their inception in 2021. Members get analysis of 100 hand-picked dividend stocks, weekly buy, watch and sell guidance, and our DFT charts.
Live portfolio performance tracking is coming to this page.
We're wiring the portfolios' live performance feed into this site so you can watch the numbers yourself. Drop your email below and we'll let you know when it's up, along with the free downgrade alerts.
Join the Dividend Freedom Tribe list
Free dividend safety alerts, plus a heads-up when the live model portfolios go public.
Why give it away?
Because the value was never the formula. It's the habit of checking. Anyone could rebuild this model from our methodology page in an afternoon. What most people won't do is check their holdings every week and act before the cut. That habit is what we teach, and this tool makes it free.