dividendsafetychecker.com

Tompkins Financial CorporationTMP

Financials · Banks - Regional

Safe
Cuts are rare here: roughly 1 in 100 stocks with this rating cut within a year

Scored 2026-07-08 · updates weekly

75.1SAFE0100

What’s driving the score

Dividend yield27%
92
Yield vs its own history20%
100
Interest coverage
n/a
Free cash flow payout
n/a
Years since last cut9%
100
Dividend growth (1y)7%
99
Cash flow payout
n/a
Profit steadiness4%
20
Earnings payout4%
100
Debt load
n/a
Revenue growth3%
100
Cash vs debt
n/a

100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.

The bottom line

As of 2026-07-08, Tompkins Financial (TMP) scores 75.1 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

The strongest parts of the picture are earnings payout, years since last cut, revenue growth. The main things holding the score back are profit steadiness (scoring 20 out of 100) and dividend yield (92 out of 100). How steady quarterly profits have been over the past 3 years. Wobbly profits make payouts fragile.

Tompkins Financial currently yields 2.8%, has gone at least 20 years without cutting its dividend. The score updates weekly as new filings and prices come in.

Common questions

Is Tompkins Financial's dividend safe?

As of 2026-07-08, Tompkins Financial (TMP) scores 75.1 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

How likely is TMP to cut its dividend in the next 12 months?

Tompkins Financial is rated Safe (score 75.1 of 100). In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.

When did Tompkins Financial last cut its dividend?

Tompkins Financial has not cut its dividend in at least 20 years, as far back as our payment records reach.

What is Tompkins Financial's dividend yield?

As of 2026-07-08, Tompkins Financial yields 2.8% based on its trailing 12 months of regular dividend payments.

How is this dividend safety score calculated?

The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.

Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.

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Tompkins Financial CorporationTMPDividend safety check · 2026-07-08SafeCuts are rare here: roughly 1 in 100 stocks withthis rating cut within a year75.1SAFE0100What’s driving the score100 = safestDividend yield92Yield vs its own history100Years since last cut100Dividend growth (1y)99Profit steadiness20Earnings payout100Revenue growth100Free score for any US stock. Not investment advice.dividendsafetychecker.com

Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Financials dividend stocks.

Is Tompkins Financial's (TMP) Dividend Safe? Score: 75.1, Safe | Dividend Safety Checker