dividendsafetychecker.com

Bank of the OzarksOZK

Financials · Banks - Regional

Very Safe
Cuts are almost unheard of here. In our testing, not one stock rated Very Safe cut its dividend from 2020 through 2025

Scored 2026-07-07 · updates weekly

81.4VERY SAFE0100

What’s driving the score

Dividend yield27%
92
Yield vs its own history20%
92
Interest coverage
n/a
Free cash flow payout
n/a
Years since last cut9%
100
Dividend growth (1y)7%
100
Cash flow payout
n/a
Profit steadiness4%
100
Earnings payout4%
99
Debt load
n/a
Revenue growth3%
100
Cash vs debt
n/a

100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.

The bottom line

As of 2026-07-07, Bank of the Ozarks (OZK) scores 81.4 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.

The strongest parts of the picture are years since last cut, dividend growth (1y), profit steadiness. The main things holding the score back are dividend yield (scoring 92 out of 100) and yield vs its own history (92 out of 100). The dividend as a share of the stock price. An unusually high yield is often the market warning that the payout is in trouble.

Bank of the Ozarks currently yields 3.4%, has gone at least 20 years without cutting its dividend. The score updates weekly as new filings and prices come in.

Common questions

Is Bank of the Ozarks's dividend safe?

As of 2026-07-07, Bank of the Ozarks (OZK) scores 81.4 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.

How likely is OZK to cut its dividend in the next 12 months?

Bank of the Ozarks is rated Very Safe (score 81.4 of 100). Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.

When did Bank of the Ozarks last cut its dividend?

Bank of the Ozarks has not cut its dividend in at least 20 years, as far back as our payment records reach.

What is Bank of the Ozarks's dividend yield?

As of 2026-07-07, Bank of the Ozarks yields 3.4% based on its trailing 12 months of regular dividend payments.

How is this dividend safety score calculated?

The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.

Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.

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Bank of the OzarksOZKDividend safety check · 2026-07-07Very SafeCuts are almost unheard of here. In our testing, notone stock rated Very Safe cut its dividend from 2020through 202581.4VERY SAFE0100What’s driving the score100 = safestDividend yield92Yield vs its own history92Years since last cut100Dividend growth (1y)100Profit steadiness100Earnings payout99Revenue growth100Free score for any US stock. Not investment advice.dividendsafetychecker.com

Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Financials dividend stocks.