dividendsafetychecker.com

Orrstown Financial Services IncORRF

Financials · Banks - Regional

Safe
Cuts are rare here: roughly 1 in 100 stocks with this rating cut within a year

Scored 2026-07-08 · updates weekly

76.5SAFE0100

What’s driving the score

Dividend yield27%
92
Yield vs its own history20%
100
Interest coverage
n/a
Free cash flow payout
n/a
Years since last cut9%
92
Dividend growth (1y)7%
100
Cash flow payout
n/a
Profit steadiness4%
45
Earnings payout4%
100
Debt load
n/a
Revenue growth3%
100
Cash vs debt
n/a

100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.

The bottom line

As of 2026-07-08, Orrstown Financial Services (ORRF) scores 76.5 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

The strongest parts of the picture are earnings payout, dividend growth (1y), revenue growth. The main things holding the score back are profit steadiness (scoring 45 out of 100) and years since last cut (92 out of 100). How steady quarterly profits have been over the past 3 years. Wobbly profits make payouts fragile.

Orrstown Financial Services currently yields 2.8%, last cut its dividend about 15 years ago. The score updates weekly as new filings and prices come in.

Common questions

Is Orrstown Financial Services's dividend safe?

As of 2026-07-08, Orrstown Financial Services (ORRF) scores 76.5 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

How likely is ORRF to cut its dividend in the next 12 months?

Orrstown Financial Services is rated Safe (score 76.5 of 100). In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.

When did Orrstown Financial Services last cut its dividend?

Orrstown Financial Services's last dividend cut was about 15 years ago, based on its payment history.

What is Orrstown Financial Services's dividend yield?

As of 2026-07-08, Orrstown Financial Services yields 2.8% based on its trailing 12 months of regular dividend payments.

How is this dividend safety score calculated?

The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.

Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.

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Orrstown Financial Services IncORRFDividend safety check · 2026-07-08SafeCuts are rare here: roughly 1 in 100 stocks withthis rating cut within a year76.5SAFE0100What’s driving the score100 = safestDividend yield92Yield vs its own history100Years since last cut92Dividend growth (1y)100Profit steadiness45Earnings payout100Revenue growth100Free score for any US stock. Not investment advice.dividendsafetychecker.com

Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Financials dividend stocks.

Is Orrstown Financial Services's (ORRF) Dividend Safe? Score: 76.5, Safe | Dividend Safety Checker