dividendsafetychecker.com

MetroCity Bankshares IncMCBS

Unknown · Banks - Regional

Safe
Cuts are rare here: roughly 1 in 100 stocks with this rating cut within a year

Scored 2026-07-08 · updates weekly

70.3SAFE0100

What’s driving the score

Dividend yield27%
92
Yield vs its own history20%
95
Interest coverage
n/a
Free cash flow payout
n/a
Years since last cut9%
64
Dividend growth (1y)7%
100
Cash flow payout
n/a
Profit steadiness4%
79
Earnings payout4%
89
Debt load
n/a
Revenue growth3%
100
Cash vs debt
n/a

100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.

The bottom line

As of 2026-07-08, MetroCity Bankshares (MCBS) scores 70.3 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

The strongest parts of the picture are dividend growth (1y), revenue growth, yield vs its own history. The main things holding the score back are years since last cut (scoring 64 out of 100) and profit steadiness (79 out of 100). How long since the company last cut its dividend. Long streaks tend to be defended.

MetroCity Bankshares currently yields 2.9%, last cut its dividend about 6 years ago. The score updates weekly as new filings and prices come in.

Common questions

Is MetroCity Bankshares's dividend safe?

As of 2026-07-08, MetroCity Bankshares (MCBS) scores 70.3 out of 100 on the Dividend Safety Checker scale, which rates its dividend Safe. In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year.

How likely is MCBS to cut its dividend in the next 12 months?

MetroCity Bankshares is rated Safe (score 70.3 of 100). In our testing, roughly 1 in 100 stocks with this rating cut their dividend within a year. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.

When did MetroCity Bankshares last cut its dividend?

MetroCity Bankshares's last dividend cut was about 6 years ago, based on its payment history.

What is MetroCity Bankshares's dividend yield?

As of 2026-07-08, MetroCity Bankshares yields 2.9% based on its trailing 12 months of regular dividend payments.

How is this dividend safety score calculated?

The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.

Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.

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MetroCity Bankshares IncMCBSDividend safety check · 2026-07-08SafeCuts are rare here: roughly 1 in 100 stocks withthis rating cut within a year70.3SAFE0100What’s driving the score100 = safestDividend yield92Yield vs its own history95Years since last cut64Dividend growth (1y)100Profit steadiness79Earnings payout89Revenue growth100Free score for any US stock. Not investment advice.dividendsafetychecker.com

Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Unknown dividend stocks.

Is MetroCity Bankshares's (MCBS) Dividend Safe? Score: 70.3, Safe | Dividend Safety Checker