dividendsafetychecker.com

First National Corp. FXNC

Unknown · Banks - Regional

Very Safe
Cuts are almost unheard of here. In our testing, not one stock rated Very Safe cut its dividend from 2020 through 2025

Scored 2026-07-17 · updates weekly

87.2VERY SAFE0100

What’s driving the score

Dividend yield27%
96
Yield vs its own history20%
100
Interest coverage
n/a
Free cash flow payout
n/a
Years since last cut9%
92
Dividend growth (1y)7%
100
Cash flow payout
n/a
Profit steadiness4%
45
Earnings payout4%
100
Debt load
n/a
Revenue growth3%
100
Cash vs debt
n/a

100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.

The bottom line

As of 2026-07-17, First National Corp. (FXNC) scores 87.2 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.

The strongest parts of the picture are earnings payout, dividend growth (1y), revenue growth. The main things holding the score back are profit steadiness (scoring 45 out of 100) and years since last cut (92 out of 100). How steady quarterly profits have been over the past 3 years. Wobbly profits make payouts fragile.

First National Corp. currently yields 2.2%, last cut its dividend about 15 years ago. The score updates weekly as new filings and prices come in.

Common questions

Is First National Corp.'s dividend safe?

As of 2026-07-17, First National Corp. (FXNC) scores 87.2 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.

How likely is FXNC to cut its dividend in the next 12 months?

First National Corp. is rated Very Safe (score 87.2 of 100). Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.

When did First National Corp. last cut its dividend?

First National Corp.'s last dividend cut was about 15 years ago, based on its payment history.

What is First National Corp.'s dividend yield?

As of 2026-07-17, First National Corp. yields 2.2% based on its trailing 12 months of regular dividend payments.

How is this dividend safety score calculated?

The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.

Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.

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Score history

2026-07-102026-07-17

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First National Corp. FXNCDividend safety check · 2026-07-17Very SafeCuts are almost unheard of here. In our testing, notone stock rated Very Safe cut its dividend from 2020through 202587.2VERY SAFE0100What’s driving the score100 = safestDividend yield96Yield vs its own history100Years since last cut92Dividend growth (1y)100Profit steadiness45Earnings payout100Revenue growth100Free score for any US stock. Not investment advice.dividendsafetychecker.com

Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Unknown dividend stocks.

Is First National Corp.'s (FXNC) Dividend Safe? Score: 87.2, Very Safe | Dividend Safety Checker