First United CorporationFUNC
Financials · Banks - Regional
Scored 2026-07-08 · updates weekly
What’s driving the score
100 is the best score. The small percentage shows how much each factor counts. Hover a factor name for what it means. “n/a” means that factor doesn’t apply to this type of company (banks and REITs work differently), so the other factors count more.
The bottom line
As of 2026-07-08, First United (FUNC) scores 84.1 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.
The strongest parts of the picture are earnings payout, dividend growth (1y), revenue growth. The main things holding the score back are profit steadiness (scoring 68 out of 100) and years since last cut (92 out of 100). How steady quarterly profits have been over the past 3 years. Wobbly profits make payouts fragile.
First United currently yields 2.3%, last cut its dividend about 15 years ago. The score updates weekly as new filings and prices come in.
Common questions
Is First United's dividend safe?
As of 2026-07-08, First United (FUNC) scores 84.1 out of 100 on the Dividend Safety Checker scale, which rates its dividend Very Safe. Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years.
How likely is FUNC to cut its dividend in the next 12 months?
First United is rated Very Safe (score 84.1 of 100). Stocks with this rating almost never cut: none did from 2020 through 2025 in our testing, and only about 1 in 375 across the full 18 years. The rating comes from a formula tested against every US dividend cut from 2008 to 2025.
When did First United last cut its dividend?
First United's last dividend cut was about 15 years ago, based on its payment history.
What is First United's dividend yield?
As of 2026-07-08, First United yields 2.3% based on its trailing 12 months of regular dividend payments.
How is this dividend safety score calculated?
The score combines 12 measurable factors: payout ratios, debt, profit steadiness, yield versus the stock's own history, and the company's cut record. Each factor is graded against 18 years of real dividend-cut history. The full method is public at dividendsafetychecker.com/methodology.
Answers are generated from the latest model run and refresh with each rescore. Not investment advice. See how the score works.
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Want to know how this is calculated? The whole method is public, and so is its track record. Or browse more Financials dividend stocks.